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Disclosures & SMS Terms

Required disclosures about our cash-offer service, how we calculate offers, and how our text-message program works.

Effective: May 9, 2026  ยท  Last updated: May 9, 2026

Quick summary of our SMS program: By submitting your phone number you agree to receive texts from SellHome9 about your cash offer and the closing process. Frequency varies. Reply STOP to cancel, HELP for support. Message and data rates may apply.

1. SMS messaging program

Program name: SellHome9 Seller Updates.

By submitting a property on this site you provide express written consent to receive recurring informational and promotional text messages from SellHome9 at the mobile number you provided. Messages may be sent using an automatic telephone dialing system or pre-recorded technology. Consent is not a condition of any purchase or sale.

Frequency

Frequency varies based on your activity, the offer status, and the closing timeline โ€” typically 0 to 10 messages per week.

STOP / HELP

Costs

Message and data rates may apply, depending on your wireless carrier and plan. SellHome9 does not charge a fee to receive these messages.

Carriers

Supported carriers include AT&T, T-Mobile, Verizon, Sprint, Boost, U.S. Cellular, MetroPCS, Cricket, and most other major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

Privacy

Phone numbers collected for SMS purposes are not sold or shared for marketing purposes. See our Privacy Policy for full details.

2. Real-estate & brokerage disclosure

SellHome9 is a buyer-side cash-offer service. We are not a licensed real-estate broker, agent, or salesperson in any state. We are not your fiduciary. We do not represent you in negotiations. The closing on any property we agree to buy is handled by a licensed third party โ€” typically a title company or closing attorney in the state where the property is located.

We strongly recommend you engage a licensed real-estate professional or attorney to review the purchase agreement before signing.

3. How cash offers are calculated

Our cash offers are based on:

  • After-Repair Value (ARV) โ€” what we estimate the property would sell for once it's renovated to current market standards.
  • Estimated repair cost โ€” what it will cost to bring the property to that ARV.
  • Holding costs โ€” taxes, insurance, utilities, and financing costs we'll incur while we own it.
  • Profit margin โ€” typical investor margin to take on the risk of repairs, market shifts, and unknowns.

The remainder is your cash offer. Our offers are typically 70โ€“85% of ARV minus repair cost. The exact percentage depends on condition, location, and market conditions.

Cash offers are typically lower than retail/listing prices. The trade-off is speed (close in 7โ€“14 days vs. 60โ€“120), no realtor commission (saves 6%), no repairs, no showings, no inspection contingencies, no financing contingencies, and a guaranteed close. For many sellers โ€” especially in distress, inheritance, with major repairs, or with a tenant โ€” the net proceeds and the time saved are similar to or better than a traditional listing.

4. No appraisal, no inspection, no contingencies

We do not require an appraisal. We do not require a formal inspection. Our offer is based on the information you provide and our review of public records. We may walk through the property before closing to confirm condition, but the offer is not contingent on the walk-through unless we discover materially undisclosed facts.

5. Title & closing

Every closing happens at a licensed title company or with a closing attorney (in attorney-state closings). The deed is recorded with the county. Title insurance is issued to the buyer. You receive your funds via certified check or wire transfer. You can verify the closing company before signing anything.

If your property has liens, judgments, or back taxes, we'll work with the title company to pay those off out of the sale proceeds at closing. Your net proceeds are the agreed cash price minus those payoffs.

6. Subject-to and seller financing

For some sellers โ€” particularly those behind on payments or with thin equity โ€” we may propose alternative structures such as subject-to (we take title; your existing mortgage stays in your name and we make the payments) or seller financing (we pay you over time at agreed terms).

These structures carry trade-offs (mortgage stays in your name in subject-to; payments come over time in seller financing). Your existing mortgage may include a "due-on-sale" clause that the lender could enforce in a subject-to transaction. You should review any non-traditional structure with an attorney before agreeing.

7. No guarantee of offer or closing

We do not guarantee that we will make an offer on every property submitted. We do not guarantee that any offer will close. Reasons we may pass: location outside our active markets, condition we can't underwrite, title problems we can't resolve, unrealistic seller expectations, or simply lack of investor capacity at that moment.

8. Fair housing

We comply with the federal Fair Housing Act and applicable state and local fair-housing laws. We do not discriminate on the basis of race, color, national origin, religion, sex, familial status, disability, or any other protected class.

9. Email opt-out

Every marketing email includes an unsubscribe link. You can also reply UNSUBSCRIBE or email coltonarmstrong.ca@gmail.com to opt out. Transactional emails (offer details, closing logistics, security) continue regardless until your account is deleted.

10. Updates

We may update these disclosures from time to time. The current version is available at https://sellhome9.com/disclosures.php.

11. Contact

SellHome9
Email: coltonarmstrong.ca@gmail.com
Phone: (469) 981-7762
Address: P.O. Box 79147, Fort Worth, TX 76179

ยฉ 2026 SellHome9. Questions? coltonarmstrong.ca@gmail.com ยท (469) 981-7762